2 Market Place,
Restaurant ownership is challenging enough without having to worry about food spoilage, fire damage and employee or customer injuries onsite. Having the right insurance solution for your restaurant makes all the difference.
Get Insurance that protects you so you can put your focus where it belongs: your food, your customers and providing a great experience.
The following are common types of coverage that restaurants carry:
Property InsuranceThis is a type of insurance policy that can provide coverage for a property that is owned or rented. These policies can provide coverage for losses due to fire, theft, weather and other risks.Liability InsuranceInsurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.Liquor Liability InsuranceProtects businesses that manufacture, serve or sell alcohol. Coverage is provided for bodily injury and property damage caused by an intoxicated person who was served or sold liquor by the insured.Crime CoverageProtection for business from loss of money, securities or inventory resulting from a crime. Common crimes include employee dishonesty, forgery, robbery and safe burglary and theft of monies and securities.Employment Practices LiabilityInsurance coverage for wrongful acts arising from the employment process.Workers’ CompensationAn insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.Automobile InsuranceThis is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident. Coverage is also available for automobiles that are hired or non-owned and used in the course of your business operations.
Umbrella InsuranceAn umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.
We have everything you need right here, including:
Not all insurance products are similar in price and function, that’s why it’s important to customize a portfolio to fit your specific needs.