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Flood Insurance is coverage for property damaged by a flood. Even you're not in a flood zone, it doesn't mean you can't suffer losses due to flooding.
Flood insurance is coverage for property damaged by a flood.
The National Flood Insurance Program offers residential policyholders dwelling coverage up to $250,000 and personal property coverage up to $100,000. Private flood and additional excess flood coverages are available.
The NFIP’s definition of a flood is as follows:
“A general or temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:
Flood damage is NOT covered by most homeowners insurance policies.
If you don't have a separate flood insurance policy, you'll be paying the full cost to repair flood damage to your home and to replace damaged belongings. Flood insurance is more affordable than you might think. Call us and ask for a flood insurance quote from.
Flooding can occur anywhere, anytime.
And it’s caused by more than just rainfall. Snow melt, hurricanes and new development in your area also can cause flooding. So, even if your property is located high on a hill or in the desert, you still could experience flooding.
We offer flood insurance in partnership with FEMA’s National Flood Insurance Program (NFIP). Invest in flood insurance – there is no better way to protect the life you’ve built.
As your local agency, we understand flood risks and can help you get covered:
Consider purchasing flood insurance sooner rather than later. Keep in mind that there’s often a 30-day wait after purchase for the policy to take effect. It’s rainy day protection that could help save your most valuable investment: your home or business.