Private School Program Coverages Available

Property
$250,000 Pollution Cleanup
Back up of Sewers and Drains
Demolition, Contingent Liability and ICC
All Risk
No Coinsurance
Blanket Building and Contents
Wide Variety of Deductible Options
90 Day Automatic Building and Contents Coverage for New Property
$100,000 in Any Other Location Coverage for Over Looked Property
Valuable Papers
Accounts Receivable
Off Premises/In Transit
Extra Expense/Business Income
Tuition and Fees
Loss of Income
Rents
Utility Services - Direct Damage
Increased Limits on Debris Removal
Architect Fees
Flood and Earthquake
Builders Risk
Arson Reward
Crime Reward
Contamination - Spoilage
Emergency Evacuation Expenses
Fire Department Service Charge
Fire Protection Device Recharging
Lock Replacement
Loss Data Preparation Costs
Personal Effects
Personal Property of Others
Utility Services
8% Inflation Guard
Full Glass Coverage

Inland Marine
EDP
Computer Virus
Contractors Equipment
Cameras and Radios
Musical Instruments
Special Floater for miscellaneous items
Fine Arts
Boats
Signs
Band Uniforms

Crime
Employee Dishonesty
Depositors Forgery
Money and Securities In and Out
Computer Fraud
ERISA Extension
Student Activity Funds Coverage

Boiler and Machinery
$25,000,000 Combined Limit
Loss of Income
Utilities Interruption
Refrigeration Interruption
No sub limits except:
$1,000,000 E&O
$1,000,000 Hazardous Substance
$100,000 Computer & Media

General Liability
Bodily Injury
Property Damage
Personal Injury
Medical Payments
Contractual
Products and Completed Operations
$1,000,000 per Occurrence
$3,000,000 per Location General Aggregate
Defense Outside of Limit
Personal Injury to Include Mental Anguish and Humiliation
Pollution from Hostile Fire
Employee Benefit Liability
Incidental Medical Malpractice including Infirmary
Liquor Liability
Nurses Malpractice
Miscellaneous Medical/Social Service Professional
Athletic Participation
Pesticide and Herbicide
Sexual Abuse and Molestation
Owned and Non Owned Water Craft
Volunteers and Employees as Insured
Students as Insured Engaged in Practice Programs - School to Work
Blanket Additional Insureds
Law Enforcement Liability for Security Force or Police
Occurrence Form
Pay on Behalf
Defense Outside of Limits
False Arrest
Malicious Prosecution
Improper Service
Humiliation or Mental Distress
Liable/Slander
Civil Rights/Discrimination
Violation of Property Rights
Wrongful Entry/Eviction
Invasion of Right of Occupancy
Punitive Damages if insurable
Incidental Medical Malpractice
Arrestee / Detainee in custody
Property on Persons at Time of Arrest
Excessive Force
Property Damage Loss of Use
Definition of Occurrence includes Event
Consent to Settle
Corporal Punishment
Vermont Pollution up to Full General Liability Limit
Broadcasters E&O
OCP
Pastoral Liability
Pollution from Ordinary Classroom Activities
Medical Payments for volunteers
Coverage for associated volunteer organizations (Boosters, PTO, etc)

Auto: Liability and Physical Damage
Medical Payments
Personal Injury Protection where applicable
Loss of Use/Rental Reimbursement
Employees as Insureds
Upset Pollution
Uninsured Motorists
Hired and Non Owned
Hired Car Physical Damage
Wide variety of deductible on comprehensive and collision
Defense Outside the Limits
Garage and Garagekeepers Liability
Fellow Employee coverage
Automatic Additional Insured as required by contract
Coverage Territory extended for Hired Autos
Lease Gap coverage

Umbrella
Defense Outside the Limits
Pay on Behalf of
Worldwide coverage follow form
Provides Excess Over:
General Liability
Auto Liability
Employee Liability
School Board
Police Professional
Protection & Indemnity
Sexual Abuse and Molestation
Employment Practices Liability
Heating Malfunction Pollution in addition to Friendly Fire

Workers Compensation
Various Employers Liability limits available
Voluntary Compensation
USL&H
Foreign and Endemic Disease including Repatriation

IMPORTANT
THE ABOVE IS A LIST OF COVERAGE THAT IS AVAILABLE IN THE Diplomax INSURANCE PROGRAM, AND NOT A REFLECTION OF YOUR CURRENT COVERAGE. THE INCLUSION OF ANY COVERAGE FROM THIS LIST IS SUBJECT TO UNDERWRITING REVIEW AND APPROVAL. THIS SHOULD BE USED AS A GUIDE TO REVIEW THE CURRENT LEVEL OF COVERAGE WITH THE INSURED OR TO ASSESS COMPETITORS COVERAGE.