The Insurance Progam for School Bus Operators

Umbrella
When the consequences are unusual...

This covers you for catastrophes when:
• The limits of your policy are exceeded
• Some other covered event results in an unforeseen judgement against you

Automobile
The effects of transporting passengers.

• Coverage includes standard automobile perils. ..plus
• Covers losses arising from operation of your vehicles
• Injury to passengers or pedestrians
• Damage your buses cause
• Repainting your logos and names on your buses
• Repairs to the bus needed because of an insured peril Quotations are available simply by contacting us and providing us with some information about yourself and your operation

Property
Things that happen to your property.

You receive coverage for:
• Your buildings and surroundings .Your equipment .Your computer
.Your valuable business papers .Employees stealing from you
.Lost income due to an insured peril .Extra expense to get back in business

General Liability
Things that happen to your customers..

You are covered when:
• You damage someone's property .Your employees cause damage .You injure another person
• You inadvertently make a false statement in advertising
• Someone slips and falls on your property

Worker's Compensation
When your employees need protection...

• You are covered when an employee:
• Is injured at work and has incurred medical bills
• Has lost pay because of a work related injury
• Has caught a disease in the course of employment
• Needs therapy to get back on the job
• Receives a permanent work-related injury and can't work again

Specialized Services
Because you provide transportation to the public...

Loss Control Programs available for: . .
• Drug Free Workplace
• Vehicle Maintenance
• Pre- Trip Inspection of Equipment
• Driver Selection
• Driver Training

Quotations are available simply by contacting us and providing us with some information about yourself and your operation